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Updated with current federal pay tables and reference data

$93,587 GS-12 Step 1 in San Francisco (2020)
$121,668 GS-12 Step 10 in San Francisco (2020)
+$27,420 Locality add-on at Step 1 vs. base

2020 GS-12 pay table for San Francisco

Each step below already includes the 41.44% locality adjustment. The "Locality add-on" column shows how much locality pay is adding compared with the base GS-12 table.

Step Annual salary Biweekly pay Hourly rate Locality add-on
Step 1 $93,587 $3,599.50 $44.84 +$27,420
Step 2 $96,707 $3,719.50 $46.34 +$28,334
Step 3 $99,827 $3,839.50 $47.83 +$29,248
Step 4 $102,947 $3,959.50 $49.33 +$30,162
Step 5 $106,067 $4,079.50 $50.82 +$31,076
Step 6 $109,187 $4,199.50 $52.32 +$31,990
Step 7 $112,308 $4,319.54 $53.81 +$32,905
Step 8 $115,428 $4,439.54 $55.31 +$33,819
Step 9 $118,548 $4,559.54 $56.80 +$34,733
Step 10 $121,668 $4,679.54 $58.30 +$35,647
← GS-11 Calculate my take-home GS-13 →

Base vs. locality comparison

How much more San Francisco pays

  • Base GS-12 Step 1 $66,167
  • San Francisco GS-12 Step 1 $93,587
  • Locality add-on +$27,420
  • Adjustment percent 41.44%
  • Base GS-12 Step 10 $86,021
  • San Francisco GS-12 Step 10 $121,668

Step-increase waiting periods

  • Step 1 → Step 2 52 weeks
  • Step 2 → Step 3 52 weeks
  • Step 3 → Step 4 52 weeks
  • Step 4 → Step 5 104 weeks
  • Step 5 → Step 6 104 weeks
  • Step 6 → Step 7 104 weeks
  • Step 7 → Step 8 156 weeks
  • Step 8 → Step 9 156 weeks
  • Step 9 → Step 10 156 weeks

GS-12 in San Francisco: what to expect

Experienced professionals and working-level experts. This is the most common GS grade for mid-career federal employees. Many policy, acquisition, engineering and scientific specialists sit at GS-12.

For 2020, the San Francisco pay area adds a 41.44% locality adjustment on top of the nationwide base GS schedule. Every GS-12 employee assigned to this area benefits from that same percentage, regardless of step or series.

Qualifications and career path

Minimum qualifications. One year of specialized experience at the GS-11 level.

Promotion path. Competitive promotion to GS-13 requires a GS-13 vacancy and selection on merit.

The rough military equivalent for GS-12 is O-5 Lieutenant Colonel, useful for comparing GS roles against enlisted and officer ranks when looking at pay or authority level.

Biweekly take-home for GS-12 in San Francisco

Before taxes and deductions, a GS-12 Step 1 employee in San Francisco earns roughly $3,600 per biweekly pay period. At Step 10 that rises to $4,680. Actual take-home will be lower after federal tax, state tax, TSP contributions, retirement and health insurance deductions.

Note. This is the archived 2020 table. For current pay, open the latest GS-12 San Francisco page.

Other grades in San Francisco

GS-12 in San Francisco questions

  • How much does a GS-12 make in San Francisco?
    In 2020, a GS-12 Step 1 employee in San Francisco earns $93,587 per year. At Step 10 the salary reaches $121,668. This is 41.44% higher than the base GS-12 salary.
  • What is the locality adjustment for GS-12 in San Francisco?
    The locality adjustment is the same for every grade and step within a pay area. For San Francisco in 2020, it is 41.44%. On a GS-12 Step 1 salary that translates to an extra $27,420 per year.
  • What is the biweekly pay for GS-12 in San Francisco?
    Biweekly pay is annual salary divided by 26. A GS-12 Step 1 employee in San Francisco earns roughly $3,600 per pay period before tax and retirement deductions.