2025 GS-10 Pay in Chicago
GS-10 employees with a duty station in Chicago-Naperville, IL-IN-WI earn 30.86% on top of the base GS-10 pay scale. That means a GS-10 Step 1 salary jumps from $57,489 on the base table to $75,230 in Chicago.
2025 GS-10 Pay in Chicago
Locality-adjusted GS-10 rates for Chicago-Naperville, IL-IN-WI.
| Step | Annual salary | Biweekly pay | Hourly rate | Locality add-on |
|---|---|---|---|---|
| Step 1 | $75,230 | $2,893.46 | $36.05 | +$17,741 |
| Step 2 | $77,737 | $2,989.88 | $37.25 | +$18,332 |
| Step 3 | $80,245 | $3,086.35 | $38.45 | +$18,924 |
| Step 4 | $82,752 | $3,182.77 | $39.65 | +$19,515 |
| Step 5 | $85,259 | $3,279.19 | $40.85 | +$20,106 |
| Step 6 | $87,766 | $3,375.62 | $42.05 | +$20,697 |
| Step 7 | $90,274 | $3,472.08 | $43.26 | +$21,289 |
| Step 8 | $92,781 | $3,568.50 | $44.46 | +$21,880 |
| Step 9 | $95,288 | $3,664.92 | $45.66 | +$22,471 |
| Step 10 | $97,796 | $3,761.38 | $46.86 | +$23,063 |
2025 GS-10 pay table for Chicago
Each step below already includes the 30.86% locality adjustment. The "Locality add-on" column shows how much locality pay is adding compared with the base GS-10 table.
| Step | Annual salary | Biweekly pay | Hourly rate | Locality add-on |
|---|---|---|---|---|
| Step 1 | $75,230 | $2,893.46 | $36.05 | +$17,741 |
| Step 2 | $77,737 | $2,989.88 | $37.25 | +$18,332 |
| Step 3 | $80,245 | $3,086.35 | $38.45 | +$18,924 |
| Step 4 | $82,752 | $3,182.77 | $39.65 | +$19,515 |
| Step 5 | $85,259 | $3,279.19 | $40.85 | +$20,106 |
| Step 6 | $87,766 | $3,375.62 | $42.05 | +$20,697 |
| Step 7 | $90,274 | $3,472.08 | $43.26 | +$21,289 |
| Step 8 | $92,781 | $3,568.50 | $44.46 | +$21,880 |
| Step 9 | $95,288 | $3,664.92 | $45.66 | +$22,471 |
| Step 10 | $97,796 | $3,761.38 | $46.86 | +$23,063 |
Base vs. locality comparison
How much more Chicago pays
Step-increase waiting periods
GS-10 in Chicago: what to expect
Senior technician and supervisory positions, and full-performance roles in a handful of occupations such as Border Patrol and IT.
For 2025, the Chicago pay area adds a 30.86% locality adjustment on top of the nationwide base GS schedule. Every GS-10 employee assigned to this area benefits from that same percentage, regardless of step or series.
Qualifications and career path
Minimum qualifications. One year of specialized experience at the GS-9 level, plus agency-specific requirements.
Promotion path. Promoted to GS-11 after one year of creditable experience in grade.
The rough military equivalent for GS-10 is O-4 Major, useful for comparing GS roles against enlisted and officer ranks when looking at pay or authority level.
Biweekly take-home for GS-10 in Chicago
Before taxes and deductions, a GS-10 Step 1 employee in Chicago earns roughly $2,893 per biweekly pay period. At Step 10 that rises to $3,761. Actual take-home will be lower after federal tax, state tax, TSP contributions, retirement and health insurance deductions.
Note. This is the archived 2025 table. For current pay, open the latest GS-10 Chicago page.
Other grades in Chicago
GS-10 in Chicago questions
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How much does a GS-10 make in Chicago?
In 2025, a GS-10 Step 1 employee in Chicago earns $75,230 per year. At Step 10 the salary reaches $97,796. This is 30.86% higher than the base GS-10 salary. -
What is the locality adjustment for GS-10 in Chicago?
The locality adjustment is the same for every grade and step within a pay area. For Chicago in 2025, it is 30.86%. On a GS-10 Step 1 salary that translates to an extra $17,741 per year. -
What is the biweekly pay for GS-10 in Chicago?
Biweekly pay is annual salary divided by 26. A GS-10 Step 1 employee in Chicago earns roughly $2,893 per pay period before tax and retirement deductions.