2025 GS-10 Pay in San Francisco
GS-10 employees with a duty station in San Jose-San Francisco-Oakland, CA earn 46.34% on top of the base GS-10 pay scale. That means a GS-10 Step 1 salary jumps from $57,489 on the base table to $84,129 in San Francisco.
2025 GS-10 Pay in San Francisco
Locality-adjusted GS-10 rates for San Jose-San Francisco-Oakland, CA.
| Step | Annual salary | Biweekly pay | Hourly rate | Locality add-on |
|---|---|---|---|---|
| Step 1 | $84,129 | $3,235.73 | $40.31 | +$26,640 |
| Step 2 | $86,933 | $3,343.58 | $41.65 | +$27,528 |
| Step 3 | $89,737 | $3,451.42 | $43.00 | +$28,416 |
| Step 4 | $92,541 | $3,559.27 | $44.34 | +$29,304 |
| Step 5 | $95,345 | $3,667.12 | $45.69 | +$30,192 |
| Step 6 | $98,149 | $3,774.96 | $47.03 | +$31,080 |
| Step 7 | $100,953 | $3,882.81 | $48.37 | +$31,968 |
| Step 8 | $103,757 | $3,990.65 | $49.72 | +$32,856 |
| Step 9 | $106,560 | $4,098.46 | $51.06 | +$33,743 |
| Step 10 | $109,364 | $4,206.31 | $52.40 | +$34,631 |
2025 GS-10 pay table for San Francisco
Each step below already includes the 46.34% locality adjustment. The "Locality add-on" column shows how much locality pay is adding compared with the base GS-10 table.
| Step | Annual salary | Biweekly pay | Hourly rate | Locality add-on |
|---|---|---|---|---|
| Step 1 | $84,129 | $3,235.73 | $40.31 | +$26,640 |
| Step 2 | $86,933 | $3,343.58 | $41.65 | +$27,528 |
| Step 3 | $89,737 | $3,451.42 | $43.00 | +$28,416 |
| Step 4 | $92,541 | $3,559.27 | $44.34 | +$29,304 |
| Step 5 | $95,345 | $3,667.12 | $45.69 | +$30,192 |
| Step 6 | $98,149 | $3,774.96 | $47.03 | +$31,080 |
| Step 7 | $100,953 | $3,882.81 | $48.37 | +$31,968 |
| Step 8 | $103,757 | $3,990.65 | $49.72 | +$32,856 |
| Step 9 | $106,560 | $4,098.46 | $51.06 | +$33,743 |
| Step 10 | $109,364 | $4,206.31 | $52.40 | +$34,631 |
Base vs. locality comparison
How much more San Francisco pays
Step-increase waiting periods
GS-10 in San Francisco: what to expect
Senior technician and supervisory positions, and full-performance roles in a handful of occupations such as Border Patrol and IT.
For 2025, the San Francisco pay area adds a 46.34% locality adjustment on top of the nationwide base GS schedule. Every GS-10 employee assigned to this area benefits from that same percentage, regardless of step or series.
Qualifications and career path
Minimum qualifications. One year of specialized experience at the GS-9 level, plus agency-specific requirements.
Promotion path. Promoted to GS-11 after one year of creditable experience in grade.
The rough military equivalent for GS-10 is O-4 Major, useful for comparing GS roles against enlisted and officer ranks when looking at pay or authority level.
Biweekly take-home for GS-10 in San Francisco
Before taxes and deductions, a GS-10 Step 1 employee in San Francisco earns roughly $3,236 per biweekly pay period. At Step 10 that rises to $4,206. Actual take-home will be lower after federal tax, state tax, TSP contributions, retirement and health insurance deductions.
Note. This is the archived 2025 table. For current pay, open the latest GS-10 San Francisco page.
Other grades in San Francisco
GS-10 in San Francisco questions
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How much does a GS-10 make in San Francisco?
In 2025, a GS-10 Step 1 employee in San Francisco earns $84,129 per year. At Step 10 the salary reaches $109,364. This is 46.34% higher than the base GS-10 salary. -
What is the locality adjustment for GS-10 in San Francisco?
The locality adjustment is the same for every grade and step within a pay area. For San Francisco in 2025, it is 46.34%. On a GS-10 Step 1 salary that translates to an extra $26,640 per year. -
What is the biweekly pay for GS-10 in San Francisco?
Biweekly pay is annual salary divided by 26. A GS-10 Step 1 employee in San Francisco earns roughly $3,236 per pay period before tax and retirement deductions.