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Updated with current federal pay tables and reference data

$50,420 GS-5 Step 1 in San Francisco (2025)
$65,540 GS-5 Step 10 in San Francisco (2025)
+$15,966 Locality add-on at Step 1 vs. base

2025 GS-5 pay table for San Francisco

Each step below already includes the 46.34% locality adjustment. The "Locality add-on" column shows how much locality pay is adding compared with the base GS-5 table.

Step Annual salary Biweekly pay Hourly rate Locality add-on
Step 1 $50,420 $1,939.23 $24.16 +$15,966
Step 2 $52,100 $2,003.85 $24.96 +$16,498
Step 3 $53,780 $2,068.46 $25.77 +$17,030
Step 4 $55,460 $2,133.08 $26.57 +$17,562
Step 5 $57,140 $2,197.69 $27.38 +$18,094
Step 6 $58,820 $2,262.31 $28.18 +$18,626
Step 7 $60,500 $2,326.92 $28.99 +$19,158
Step 8 $62,180 $2,391.54 $29.79 +$19,690
Step 9 $63,860 $2,456.15 $30.60 +$20,222
Step 10 $65,540 $2,520.77 $31.40 +$20,754
← GS-4 Calculate my take-home GS-6 →

Base vs. locality comparison

How much more San Francisco pays

  • Base GS-5 Step 1 $34,454
  • San Francisco GS-5 Step 1 $50,420
  • Locality add-on +$15,966
  • Adjustment percent 46.34%
  • Base GS-5 Step 10 $44,786
  • San Francisco GS-5 Step 10 $65,540

Step-increase waiting periods

  • Step 1 → Step 2 52 weeks
  • Step 2 → Step 3 52 weeks
  • Step 3 → Step 4 52 weeks
  • Step 4 → Step 5 104 weeks
  • Step 5 → Step 6 104 weeks
  • Step 6 → Step 7 104 weeks
  • Step 7 → Step 8 156 weeks
  • Step 8 → Step 9 156 weeks
  • Step 9 → Step 10 156 weeks

GS-5 in San Francisco: what to expect

Entry-level professional and administrative positions, including many recent college graduates hired into program, budget, or HR roles.

For 2025, the San Francisco pay area adds a 46.34% locality adjustment on top of the nationwide base GS schedule. Every GS-5 employee assigned to this area benefits from that same percentage, regardless of step or series.

Qualifications and career path

Minimum qualifications. A bachelor's degree, three years of general experience, or one year at the GS-4 level.

Promotion path. GS-5 is a common ladder start. Typical progression is GS-5 → GS-7 → GS-9.

The rough military equivalent for GS-5 is E-6 Staff Sergeant, useful for comparing GS roles against enlisted and officer ranks when looking at pay or authority level.

Biweekly take-home for GS-5 in San Francisco

Before taxes and deductions, a GS-5 Step 1 employee in San Francisco earns roughly $1,939 per biweekly pay period. At Step 10 that rises to $2,521. Actual take-home will be lower after federal tax, state tax, TSP contributions, retirement and health insurance deductions.

Note. This is the archived 2025 table. For current pay, open the latest GS-5 San Francisco page.

Other grades in San Francisco

GS-5 in San Francisco questions

  • How much does a GS-5 make in San Francisco?
    In 2025, a GS-5 Step 1 employee in San Francisco earns $50,420 per year. At Step 10 the salary reaches $65,540. This is 46.34% higher than the base GS-5 salary.
  • What is the locality adjustment for GS-5 in San Francisco?
    The locality adjustment is the same for every grade and step within a pay area. For San Francisco in 2025, it is 46.34%. On a GS-5 Step 1 salary that translates to an extra $15,966 per year.
  • What is the biweekly pay for GS-5 in San Francisco?
    Biweekly pay is annual salary divided by 26. A GS-5 Step 1 employee in San Francisco earns roughly $1,939 per pay period before tax and retirement deductions.