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Updated with current federal pay tables and reference data

$69,485 GS-10 Step 1 in Charlotte (2026)
$90,326 GS-10 Step 10 in Charlotte (2026)
+$11,421 Locality add-on at Step 1 vs. base

2026 GS-10 pay table for Charlotte

Each step below already includes the 19.67% locality adjustment. The "Locality add-on" column shows how much locality pay is adding compared with the base GS-10 table.

Step Annual salary Biweekly pay Hourly rate Locality add-on
Step 1 $69,485 $2,672.50 $33.29 +$11,421
Step 2 $71,801 $2,761.58 $34.40 +$11,802
Step 3 $74,116 $2,850.62 $35.51 +$12,182
Step 4 $76,432 $2,939.69 $36.62 +$12,563
Step 5 $78,748 $3,028.77 $37.73 +$12,944
Step 6 $81,063 $3,117.81 $38.84 +$13,324
Step 7 $83,379 $3,206.88 $39.95 +$13,705
Step 8 $85,694 $3,295.92 $41.06 +$14,085
Step 9 $88,010 $3,385.00 $42.17 +$14,466
Step 10 $90,326 $3,474.08 $43.28 +$14,847
← GS-9 Calculate my take-home GS-11 →

Base vs. locality comparison

How much more Charlotte pays

  • Base GS-10 Step 1 $58,064
  • Charlotte GS-10 Step 1 $69,485
  • Locality add-on +$11,421
  • Adjustment percent 19.67%
  • Base GS-10 Step 10 $75,479
  • Charlotte GS-10 Step 10 $90,326

Step-increase waiting periods

  • Step 1 → Step 2 52 weeks
  • Step 2 → Step 3 52 weeks
  • Step 3 → Step 4 52 weeks
  • Step 4 → Step 5 104 weeks
  • Step 5 → Step 6 104 weeks
  • Step 6 → Step 7 104 weeks
  • Step 7 → Step 8 156 weeks
  • Step 8 → Step 9 156 weeks
  • Step 9 → Step 10 156 weeks

GS-10 in Charlotte: what to expect

Senior technician and supervisory positions, and full-performance roles in a handful of occupations such as Border Patrol and IT.

For 2026, the Charlotte pay area adds a 19.67% locality adjustment on top of the nationwide base GS schedule. Every GS-10 employee assigned to this area benefits from that same percentage, regardless of step or series.

Qualifications and career path

Minimum qualifications. One year of specialized experience at the GS-9 level, plus agency-specific requirements.

Promotion path. Promoted to GS-11 after one year of creditable experience in grade.

The rough military equivalent for GS-10 is O-4 Major, useful for comparing GS roles against enlisted and officer ranks when looking at pay or authority level.

Biweekly take-home for GS-10 in Charlotte

Before taxes and deductions, a GS-10 Step 1 employee in Charlotte earns roughly $2,673 per biweekly pay period. At Step 10 that rises to $3,474. Actual take-home will be lower after federal tax, state tax, TSP contributions, retirement and health insurance deductions.

Other grades in Charlotte

GS-10 in Charlotte questions

  • How much does a GS-10 make in Charlotte?
    In 2026, a GS-10 Step 1 employee in Charlotte earns $69,485 per year. At Step 10 the salary reaches $90,326. This is 19.67% higher than the base GS-10 salary.
  • What is the locality adjustment for GS-10 in Charlotte?
    The locality adjustment is the same for every grade and step within a pay area. For Charlotte in 2026, it is 19.67%. On a GS-10 Step 1 salary that translates to an extra $11,421 per year.
  • What is the biweekly pay for GS-10 in Charlotte?
    Biweekly pay is annual salary divided by 26. A GS-10 Step 1 employee in Charlotte earns roughly $2,673 per pay period before tax and retirement deductions.