2026 GS-10 Pay in Cincinnati
GS-10 employees with a duty station in Cincinnati-Wilmington-Maysville, OH-KY-IN earn 21.93% on top of the base GS-10 pay scale. That means a GS-10 Step 1 salary jumps from $58,064 on the base table to $70,797 in Cincinnati.
2026 GS-10 Pay in Cincinnati
Locality-adjusted GS-10 rates for Cincinnati-Wilmington-Maysville, OH-KY-IN.
| Step | Annual salary | Biweekly pay | Hourly rate | Locality add-on |
|---|---|---|---|---|
| Step 1 | $70,797 | $2,722.96 | $33.92 | +$12,733 |
| Step 2 | $73,157 | $2,813.73 | $35.05 | +$13,158 |
| Step 3 | $75,516 | $2,904.46 | $36.18 | +$13,582 |
| Step 4 | $77,875 | $2,995.19 | $37.31 | +$14,006 |
| Step 5 | $80,235 | $3,085.96 | $38.45 | +$14,431 |
| Step 6 | $82,594 | $3,176.69 | $39.58 | +$14,855 |
| Step 7 | $84,954 | $3,267.46 | $40.71 | +$15,280 |
| Step 8 | $87,313 | $3,358.19 | $41.84 | +$15,704 |
| Step 9 | $89,672 | $3,448.92 | $42.97 | +$16,128 |
| Step 10 | $92,032 | $3,539.69 | $44.10 | +$16,553 |
2026 GS-10 pay table for Cincinnati
Each step below already includes the 21.93% locality adjustment. The "Locality add-on" column shows how much locality pay is adding compared with the base GS-10 table.
| Step | Annual salary | Biweekly pay | Hourly rate | Locality add-on |
|---|---|---|---|---|
| Step 1 | $70,797 | $2,722.96 | $33.92 | +$12,733 |
| Step 2 | $73,157 | $2,813.73 | $35.05 | +$13,158 |
| Step 3 | $75,516 | $2,904.46 | $36.18 | +$13,582 |
| Step 4 | $77,875 | $2,995.19 | $37.31 | +$14,006 |
| Step 5 | $80,235 | $3,085.96 | $38.45 | +$14,431 |
| Step 6 | $82,594 | $3,176.69 | $39.58 | +$14,855 |
| Step 7 | $84,954 | $3,267.46 | $40.71 | +$15,280 |
| Step 8 | $87,313 | $3,358.19 | $41.84 | +$15,704 |
| Step 9 | $89,672 | $3,448.92 | $42.97 | +$16,128 |
| Step 10 | $92,032 | $3,539.69 | $44.10 | +$16,553 |
Base vs. locality comparison
How much more Cincinnati pays
Step-increase waiting periods
GS-10 in Cincinnati: what to expect
Senior technician and supervisory positions, and full-performance roles in a handful of occupations such as Border Patrol and IT.
For 2026, the Cincinnati pay area adds a 21.93% locality adjustment on top of the nationwide base GS schedule. Every GS-10 employee assigned to this area benefits from that same percentage, regardless of step or series.
Qualifications and career path
Minimum qualifications. One year of specialized experience at the GS-9 level, plus agency-specific requirements.
Promotion path. Promoted to GS-11 after one year of creditable experience in grade.
The rough military equivalent for GS-10 is O-4 Major, useful for comparing GS roles against enlisted and officer ranks when looking at pay or authority level.
Biweekly take-home for GS-10 in Cincinnati
Before taxes and deductions, a GS-10 Step 1 employee in Cincinnati earns roughly $2,723 per biweekly pay period. At Step 10 that rises to $3,540. Actual take-home will be lower after federal tax, state tax, TSP contributions, retirement and health insurance deductions.
Other grades in Cincinnati
GS-10 in Cincinnati questions
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How much does a GS-10 make in Cincinnati?
In 2026, a GS-10 Step 1 employee in Cincinnati earns $70,797 per year. At Step 10 the salary reaches $92,032. This is 21.93% higher than the base GS-10 salary. -
What is the locality adjustment for GS-10 in Cincinnati?
The locality adjustment is the same for every grade and step within a pay area. For Cincinnati in 2026, it is 21.93%. On a GS-10 Step 1 salary that translates to an extra $12,733 per year. -
What is the biweekly pay for GS-10 in Cincinnati?
Biweekly pay is annual salary divided by 26. A GS-10 Step 1 employee in Cincinnati earns roughly $2,723 per pay period before tax and retirement deductions.