2026 GS-10 Pay in Indianapolis
GS-10 employees with a duty station in Indianapolis-Carmel-Muncie, IN earn 18.15% on top of the base GS-10 pay scale. That means a GS-10 Step 1 salary jumps from $58,064 on the base table to $68,603 in Indianapolis.
2026 GS-10 Pay in Indianapolis
Locality-adjusted GS-10 rates for Indianapolis-Carmel-Muncie, IN.
| Step | Annual salary | Biweekly pay | Hourly rate | Locality add-on |
|---|---|---|---|---|
| Step 1 | $68,603 | $2,638.58 | $32.87 | +$10,539 |
| Step 2 | $70,889 | $2,726.50 | $33.97 | +$10,890 |
| Step 3 | $73,175 | $2,814.42 | $35.06 | +$11,241 |
| Step 4 | $75,461 | $2,902.35 | $36.16 | +$11,592 |
| Step 5 | $77,747 | $2,990.27 | $37.25 | +$11,943 |
| Step 6 | $80,034 | $3,078.23 | $38.35 | +$12,295 |
| Step 7 | $82,320 | $3,166.15 | $39.44 | +$12,646 |
| Step 8 | $84,606 | $3,254.08 | $40.54 | +$12,997 |
| Step 9 | $86,892 | $3,342.00 | $41.63 | +$13,348 |
| Step 10 | $89,178 | $3,429.92 | $42.73 | +$13,699 |
2026 GS-10 pay table for Indianapolis
Each step below already includes the 18.15% locality adjustment. The "Locality add-on" column shows how much locality pay is adding compared with the base GS-10 table.
| Step | Annual salary | Biweekly pay | Hourly rate | Locality add-on |
|---|---|---|---|---|
| Step 1 | $68,603 | $2,638.58 | $32.87 | +$10,539 |
| Step 2 | $70,889 | $2,726.50 | $33.97 | +$10,890 |
| Step 3 | $73,175 | $2,814.42 | $35.06 | +$11,241 |
| Step 4 | $75,461 | $2,902.35 | $36.16 | +$11,592 |
| Step 5 | $77,747 | $2,990.27 | $37.25 | +$11,943 |
| Step 6 | $80,034 | $3,078.23 | $38.35 | +$12,295 |
| Step 7 | $82,320 | $3,166.15 | $39.44 | +$12,646 |
| Step 8 | $84,606 | $3,254.08 | $40.54 | +$12,997 |
| Step 9 | $86,892 | $3,342.00 | $41.63 | +$13,348 |
| Step 10 | $89,178 | $3,429.92 | $42.73 | +$13,699 |
Base vs. locality comparison
How much more Indianapolis pays
Step-increase waiting periods
GS-10 in Indianapolis: what to expect
Senior technician and supervisory positions, and full-performance roles in a handful of occupations such as Border Patrol and IT.
For 2026, the Indianapolis pay area adds a 18.15% locality adjustment on top of the nationwide base GS schedule. Every GS-10 employee assigned to this area benefits from that same percentage, regardless of step or series.
Qualifications and career path
Minimum qualifications. One year of specialized experience at the GS-9 level, plus agency-specific requirements.
Promotion path. Promoted to GS-11 after one year of creditable experience in grade.
The rough military equivalent for GS-10 is O-4 Major, useful for comparing GS roles against enlisted and officer ranks when looking at pay or authority level.
Biweekly take-home for GS-10 in Indianapolis
Before taxes and deductions, a GS-10 Step 1 employee in Indianapolis earns roughly $2,639 per biweekly pay period. At Step 10 that rises to $3,430. Actual take-home will be lower after federal tax, state tax, TSP contributions, retirement and health insurance deductions.
Other grades in Indianapolis
GS-10 in Indianapolis questions
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How much does a GS-10 make in Indianapolis?
In 2026, a GS-10 Step 1 employee in Indianapolis earns $68,603 per year. At Step 10 the salary reaches $89,178. This is 18.15% higher than the base GS-10 salary. -
What is the locality adjustment for GS-10 in Indianapolis?
The locality adjustment is the same for every grade and step within a pay area. For Indianapolis in 2026, it is 18.15%. On a GS-10 Step 1 salary that translates to an extra $10,539 per year. -
What is the biweekly pay for GS-10 in Indianapolis?
Biweekly pay is annual salary divided by 26. A GS-10 Step 1 employee in Indianapolis earns roughly $2,639 per pay period before tax and retirement deductions.