2026 GS-10 Pay in San Francisco
GS-10 employees with a duty station in San Jose-San Francisco-Oakland, CA earn 46.34% on top of the base GS-10 pay scale. That means a GS-10 Step 1 salary jumps from $58,064 on the base table to $84,971 in San Francisco.
2026 GS-10 Pay in San Francisco
Locality-adjusted GS-10 rates for San Jose-San Francisco-Oakland, CA.
| Step | Annual salary | Biweekly pay | Hourly rate | Locality add-on |
|---|---|---|---|---|
| Step 1 | $84,971 | $3,268.12 | $40.71 | +$26,907 |
| Step 2 | $87,803 | $3,377.04 | $42.07 | +$27,804 |
| Step 3 | $90,634 | $3,485.92 | $43.43 | +$28,700 |
| Step 4 | $93,466 | $3,594.85 | $44.78 | +$29,597 |
| Step 5 | $96,298 | $3,703.77 | $46.14 | +$30,494 |
| Step 6 | $99,129 | $3,812.65 | $47.50 | +$31,390 |
| Step 7 | $101,961 | $3,921.58 | $48.86 | +$32,287 |
| Step 8 | $104,793 | $4,030.50 | $50.21 | +$33,184 |
| Step 9 | $107,624 | $4,139.38 | $51.57 | +$34,080 |
| Step 10 | $110,456 | $4,248.31 | $52.93 | +$34,977 |
2026 GS-10 pay table for San Francisco
Each step below already includes the 46.34% locality adjustment. The "Locality add-on" column shows how much locality pay is adding compared with the base GS-10 table.
| Step | Annual salary | Biweekly pay | Hourly rate | Locality add-on |
|---|---|---|---|---|
| Step 1 | $84,971 | $3,268.12 | $40.71 | +$26,907 |
| Step 2 | $87,803 | $3,377.04 | $42.07 | +$27,804 |
| Step 3 | $90,634 | $3,485.92 | $43.43 | +$28,700 |
| Step 4 | $93,466 | $3,594.85 | $44.78 | +$29,597 |
| Step 5 | $96,298 | $3,703.77 | $46.14 | +$30,494 |
| Step 6 | $99,129 | $3,812.65 | $47.50 | +$31,390 |
| Step 7 | $101,961 | $3,921.58 | $48.86 | +$32,287 |
| Step 8 | $104,793 | $4,030.50 | $50.21 | +$33,184 |
| Step 9 | $107,624 | $4,139.38 | $51.57 | +$34,080 |
| Step 10 | $110,456 | $4,248.31 | $52.93 | +$34,977 |
Base vs. locality comparison
How much more San Francisco pays
Step-increase waiting periods
GS-10 in San Francisco: what to expect
Senior technician and supervisory positions, and full-performance roles in a handful of occupations such as Border Patrol and IT.
For 2026, the San Francisco pay area adds a 46.34% locality adjustment on top of the nationwide base GS schedule. Every GS-10 employee assigned to this area benefits from that same percentage, regardless of step or series.
Qualifications and career path
Minimum qualifications. One year of specialized experience at the GS-9 level, plus agency-specific requirements.
Promotion path. Promoted to GS-11 after one year of creditable experience in grade.
The rough military equivalent for GS-10 is O-4 Major, useful for comparing GS roles against enlisted and officer ranks when looking at pay or authority level.
Biweekly take-home for GS-10 in San Francisco
Before taxes and deductions, a GS-10 Step 1 employee in San Francisco earns roughly $3,268 per biweekly pay period. At Step 10 that rises to $4,248. Actual take-home will be lower after federal tax, state tax, TSP contributions, retirement and health insurance deductions.
Other grades in San Francisco
GS-10 in San Francisco questions
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How much does a GS-10 make in San Francisco?
In 2026, a GS-10 Step 1 employee in San Francisco earns $84,971 per year. At Step 10 the salary reaches $110,456. This is 46.34% higher than the base GS-10 salary. -
What is the locality adjustment for GS-10 in San Francisco?
The locality adjustment is the same for every grade and step within a pay area. For San Francisco in 2026, it is 46.34%. On a GS-10 Step 1 salary that translates to an extra $26,907 per year. -
What is the biweekly pay for GS-10 in San Francisco?
Biweekly pay is annual salary divided by 26. A GS-10 Step 1 employee in San Francisco earns roughly $3,268 per pay period before tax and retirement deductions.