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Updated with current federal pay tables and reference data

$133,060 GS-13 Step 1 in San Francisco (2026)
$172,980 GS-13 Step 10 in San Francisco (2026)
+$42,135 Locality add-on at Step 1 vs. base

2026 GS-13 pay table for San Francisco

Each step below already includes the 46.34% locality adjustment. The "Locality add-on" column shows how much locality pay is adding compared with the base GS-13 table.

Step Annual salary Biweekly pay Hourly rate Locality add-on
Step 1 $133,060 $5,117.69 $63.76 +$42,135
Step 2 $137,495 $5,288.27 $65.88 +$43,539
Step 3 $141,931 $5,458.88 $68.01 +$44,944
Step 4 $146,366 $5,629.46 $70.13 +$46,348
Step 5 $150,802 $5,800.08 $72.26 +$47,753
Step 6 $155,237 $5,970.65 $74.38 +$49,157
Step 7 $159,673 $6,141.27 $76.51 +$50,562
Step 8 $164,109 $6,311.88 $78.63 +$51,967
Step 9 $168,544 $6,482.46 $80.76 +$53,371
Step 10 $172,980 $6,653.08 $82.88 +$54,776
← GS-12 Calculate my take-home GS-14 →

Base vs. locality comparison

How much more San Francisco pays

  • Base GS-13 Step 1 $90,925
  • San Francisco GS-13 Step 1 $133,060
  • Locality add-on +$42,135
  • Adjustment percent 46.34%
  • Base GS-13 Step 10 $118,204
  • San Francisco GS-13 Step 10 $172,980

Step-increase waiting periods

  • Step 1 → Step 2 52 weeks
  • Step 2 → Step 3 52 weeks
  • Step 3 → Step 4 52 weeks
  • Step 4 → Step 5 104 weeks
  • Step 5 → Step 6 104 weeks
  • Step 6 → Step 7 104 weeks
  • Step 7 → Step 8 156 weeks
  • Step 8 → Step 9 156 weeks
  • Step 9 → Step 10 156 weeks

GS-13 in San Francisco: what to expect

Senior specialists, first-line supervisors and subject-matter experts. Many IT, acquisition, legal and program-manager roles live at GS-13.

For 2026, the San Francisco pay area adds a 46.34% locality adjustment on top of the nationwide base GS schedule. Every GS-13 employee assigned to this area benefits from that same percentage, regardless of step or series.

Qualifications and career path

Minimum qualifications. One year of specialized experience at the GS-12 level.

Promotion path. Competitive promotion to GS-14 requires a GS-14 vacancy, often with supervisory responsibilities.

The rough military equivalent for GS-13 is O-5 Lieutenant Colonel, useful for comparing GS roles against enlisted and officer ranks when looking at pay or authority level.

Biweekly take-home for GS-13 in San Francisco

Before taxes and deductions, a GS-13 Step 1 employee in San Francisco earns roughly $5,118 per biweekly pay period. At Step 10 that rises to $6,653. Actual take-home will be lower after federal tax, state tax, TSP contributions, retirement and health insurance deductions.

Other grades in San Francisco

GS-13 in San Francisco questions

  • How much does a GS-13 make in San Francisco?
    In 2026, a GS-13 Step 1 employee in San Francisco earns $133,060 per year. At Step 10 the salary reaches $172,980. This is 46.34% higher than the base GS-13 salary.
  • What is the locality adjustment for GS-13 in San Francisco?
    The locality adjustment is the same for every grade and step within a pay area. For San Francisco in 2026, it is 46.34%. On a GS-13 Step 1 salary that translates to an extra $42,135 per year.
  • What is the biweekly pay for GS-13 in San Francisco?
    Biweekly pay is annual salary divided by 26. A GS-13 Step 1 employee in San Francisco earns roughly $5,118 per pay period before tax and retirement deductions.